Alternative income
Assets · High-riskNon-traditional forms of investment with elevated risk. Nominal target returns of 8–12% – but real default rates and platform risks are already priced in.
Typical positions:P2P loans (Bondora, Mintos) · crowdinvesting (Exporo or similar) · subordinated loans · high-yield bonds · private equity (where accessible)
Return:~8% p.a. – target return. The effective return after defaults is often considerably lower. Several P2P platforms have already gone insolvent.