Emergency fund in months
AssetsThe numbers shown come from a sample profile for illustration – in the calculator you see your own values.
The emergency fund is the foundation of any wealth building – money that is available immediately and without losses (instant-access savings, current account) and ready for a crisis: job loss, car repair, illness. FireLotse measures your emergency fund via your safety block. If it also contains non-liquid positions (e.g. fixed-term deposits, life insurance), the emergency fund that is available right away may be smaller than shown here.
Recommendation:At least 3 months of expenses as an emergency fund – 6 months is better. Only then should you invest aggressively.
How it is calculated
Emergency fund = safety block ÷ monthly expenses
Good to know
Traffic light:Under 3 months = critical · 3–6 months = solid · Over 6 months = very good