Hours / week
AssetsThe numbers shown come from a sample profile for illustration – in the calculator you see your own values.
This metric translates abstract wealth into something tangible: time. It shows how many hours of your 40-hour working week your wealth already "works" for you – hours you no longer have to sell.
Example:FU ratio = 25% → your wealth takes over 10 hours of your working week. You could switch to a 30-hour week without living on less. FU ratio = 80% → only 8 hours still needed: almost a 4-day week is financially covered.
How it is calculated
Hours / week = (FU ratio ÷ 100) × 40