Life calendar: your life from a bird's-eye view

The life calendar shows your life as 100 boxes – one per year of life, from 0 to 99. You enter what shaped you and what you still want to experience: school, career, family, places you lived, travel, sport, hobbies. At a glance you see which years you have already lived and which are still ahead of you.

This is not about financial planning. Entries have no amounts and change neither your FIRE number nor your FIRE age or the simulation. Your financial plan only runs alongside for orientation: a thin stripe at the edge of the boxes shows your phases (accumulation, withdrawal, pension), and the palm tree marks the year you want to be financially independent (your FIRE goal).

The idea comes from the book "Die with Zero" by Bill Perkins: many experiences have their time window, so-called time buckets. Backpacking, long mountain hikes or time with small children feel different at 30 than at 70 – and some windows close at some point. Seeing your years ahead lets you decide deliberately what belongs in which phase of life. Wealth is there to make exactly these experiences possible.

Years beyond your planning horizon – the end age of the simulation, 90 by default – are called bonus years. They are not planned for; each one is a gift.