Base savings rate in the simulation

The "Base savings rate" input shows only a single total per month – unlike the Cash flow module, where you explicitly split your savings across 🛡️ Safety / 📈 Return / 🚀 High-risk.

The simulation distributes the entered value in proportion to your cash-flow split. For example, if you entered €200 Safety / €1,500 Return / €0 High-risk (= €1,700 total) in the Cash flow module and enter €850 in the simulation (50% of your current savings rate), the mix trajectory uses 100 / 750 / 0. At 0 → all three = 0 → no drift.

Where this applies: only in mix mode ("Calculate return from building-block mix") for calculating the weighted gross return over time. The lifecycle and Monte Carlo simulation itself works on a single pool – there the split across blocks does not matter, the savings simply flow into total wealth.