FIRE age
RetirementThe numbers shown come from a sample profile for illustration – in the calculator you see your own values.
Your FIRE age is a projection: at what age could your wealth – at today's savings rate and real portfolio return – reach your FIRE number?
The calculation uses the real return (nominal portfolio return minus 2.0 % inflation). This keeps all figures in today's purchasing power – tangible and comparable.
Your FIRE age is not a promise but a guide value. Update your data once a year – the projection then adjusts automatically.
How it is calculated
Real return = 7.0 % nominal − 2.0 % inflation = 5.0 %
Simulation: each year your wealth grows by 5.0 % and your savings are added until the FIRE number is reached.
Good to know
In today's purchasing power:All amounts correspond to today's value. Inflation is already accounted for via the real return – you see real purchasing power, not inflated nominal values.