Lean Coast FIRE
RetirementThe numbers shown come from a sample profile for illustration – in the calculator you see your own values.
Lean Coast FIRE is the minimal variant: you have enough wealth that it will grow to your Lean FIRE number by your FIRE age without further contributions – i.e. living costs only, without lifestyle spending.
A strong intermediate milestone: even if you never invest another cent from now on, your basic needs in FIRE would be permanently covered.
Lean Coast FIRE is already reached.
Strategic value:Lean Coast FIRE is often the first reachable milestone on the way to full financial independence. It gives you the certainty that the foundation is in place – whatever happens.
How it is calculated
Lean Coast FIRE = Lean FIRE number ÷ (1 + real return)^years until FIRE age
Good to know
Real return:Like Coast FIRE, Lean Coast FIRE uses the real return (nominal minus inflation) for projections in today's purchasing power.