Wealth in months

Assets
The numbers shown come from a sample profile for illustration – in the calculator you see your own values.

How many months could you live off your wealth – if you stopped earning anything tomorrow and your wealth stopped growing? This metric makes wealth tangible as a "time buffer" or "runway".

Example:€200,000 net worth, €2,000 / month expenses → 100 months = 8.3 years of runway. No investment return is assumed (conservative view).

How it is calculated

Wealth in months = net worth ÷ monthly expenses