Strategy "Vanguard Dynamic Spending"

The Vanguard strategy combines both worlds: as with dynamic withdrawal, the target is a fixed percentage of your current wealth. But so that your budget does not follow every market swing, the withdrawal may only move within a corridor each year — at most 5% more and at most 2.5% less than the previous year.

In FireLotse you start with your planned gross need (incl. health insurance + taxes); the starting rate is this amount divided by your wealth at the start of the full withdrawal phase.